QCDO

Quitman County Development Organization, Inc.

1st Delta FCU Services & Loans

 

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Member Services

  • Regular Savings Accounts – use your regular savings to save for short or long term goals. A minimum of $100 balance is required to receive dividends on savings. Dividends are declared by the Board of Directors on a quarterly basis and paid on the funds that members have on deposit

  • Christmas Club Accounts – Save all year long and then withdraw your Christmas Club funds to do your holiday shopping.

  • Share Drafts (Checking Account)

  • Organizational or Business Accounts – we encourage churches, local government, school systems, social clubs, small businesses and other establishments to utilize our checking, savings and lending products. Your savings will receive the highest rate of return possible.

  • Credit Cards

  • ATM Cards

  • Payroll deductions

  • Direct Deposits

  • Safe Deposit Boxes

  • Money Orders

  • Individual Development Accounts (IDA)

  • Free Credit Counseling

  • Financial services and products at competitive rates

 

Loans for All Purposes One of the basic purposes of First Delta FCU is to provide a source of low cost credit for its members.  Loans to members are based on individuals’ creditworthiness and loans are granted for a variety of purposes, including:

  • Home purchases
  • Home improvements
  • Auto Loans (New & Used)
  • Bill Consilodation
  • Consumer Loans
  • Vacation Loans
  • College Tuition
  • Home Appliances

1st Delta FCU  Additional Info