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Member Services
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Regular Savings Accounts – use your regular savings to
save for short or long term goals. A minimum of $100
balance is required to receive dividends on savings. Dividends are declared by the Board of Directors on a
quarterly basis and paid on the funds that members have
on deposit
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Christmas Club Accounts – Save all year long and then
withdraw your Christmas Club funds to do your holiday
shopping.
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Share Drafts (Checking Account)
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Organizational or Business Accounts – we encourage
churches, local government, school systems, social
clubs, small businesses and other establishments to
utilize our checking, savings and lending products. Your
savings will receive the highest
rate of return
possible.
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Credit Cards
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ATM Cards
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Payroll deductions
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Direct Deposits
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Safe Deposit Boxes
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Money Orders
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Individual Development Accounts (IDA)
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Free Credit Counseling
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Financial services and products at competitive rates
Loans for All Purposes
One of the basic purposes of First Delta FCU is to provide a
source of low cost credit for its members. Loans to members
are based on individuals’ creditworthiness and loans are
granted for a variety of purposes, including:
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Home purchases
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Home improvements
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Auto Loans (New & Used)
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Bill Consilodation
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Consumer Loans
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Vacation Loans
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College Tuition
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Home Appliances

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